Your Bank Accounts and Credit Cards Can Be at Risk

Identity theft is no picnic. When someone else has access to your passwords, it can easily lead to larger problems: access to your bank accounts and credit card info; impersonation on social media and other forums; access to your email and online data, and more. And this unfortunately happens to millions of people in the United States alone, each year.
When someone has hold of your personal identification info, it can often result in strings of unwanted charges that drain your bank accounts and put your credit cards further in debt. Getting your information free from identity thieves can be a long, tedious, and frustrating process. Often the victim of identity theft may change passwords and contact info for one account…and then the thief will hit another one of the person’s accounts. No wonder that sometimes victims of identity theft feel like they are just chasing their tail.

. . Setting things right after identity theft often takes people hours of tedious work. If you are ever in a situation where you think your identity might have been stolen, here are some tips to help you sort through everything: Identity Theft is No Joke

1. Change Your Passwords.


  • As soon as you can, change your passwords.  This includes passwords for e-mail, Facebook and other social media, subscription services of any kind  – EVERYTHING.


2. Close Your Accounts.

  • Don’t just change your bank and credit card account passwords.  Close the accounts and open new ones.  Make sure the bank and the credit card originators have their strongest protections in place for the new accounts.  Inform them you are a victim of identity theft so that they provide the best protections they have to offer.


3. Use an Identity Protection Service.

  • Subscribe to an identity theft service.  The three services Bergen IT most highly recommends are: IDShield, IdentityForce, and Identity Guard. Though LifeLock is also a well known identity protection service, it’s less comprehensive than the others and might not cover what you need. When deciding on which identity theft protection service to use, look at the offerings of each service carefully – make sure you’re getting what will help you best with your situation. Additionally, IDShield and IdentityForce offer free trials, so you have the opportunity to test them out.

Protect Your Computer and Passwords.

4. Scan & Clean Your Computers.

  • Your computers must be scanned thoroughly to find and destroy any malware that might be compromising you in any way.  Start with a program such as CCleaner, which allows you to remove junk files from your computer (for free!).  After you’ve run CCleaner, Bergen IT recommends installing and running Malwarebytes, which can search for and destroy most malware lurking on your system. Finally, you should install and use a powerful antivirus product (e.g. Webroot), that will actively weed out and block potential viruses. We recommend with any antivirus product to get the business-class version; the consumer-class version will often not give you the full protection you need.


5. Protect Your Tablet and Phone.

Keep Unique Passwords for Every Account

6. Check Your Email Security.

  • If you’ve been compromised, Bergen IT can run a “dark web scan” on your email addresses. This is a test to reveal if your passwords are being sold and traded on the dark web. These scans should provide you with a detailed report on any dangerous activity found in regards to your email address.  A dark web scan can also show on which sites you’ve used the same email/password combinations. Every time you use the same combination, it makes it much easier for your data to be compromised.


7. Use Unique Complex Passwords for All Accounts.

  • Use unique, complex passwords for each and every online account/subscription you have.  Use “passphrases” instead of passwords – make a memorable phrase of least 12 characters that includes both numbers and special characters. These passphrases will be both easier for you to remember and more difficult for anyone else to figure out. Additionally, “password management services” can help you store and manage your passwords securely and safely. Password managers like LastPass and Dashlane can generate and apply unique passwords for you and synchronize them between your computer and your cell phone – letting you only need to remember the passcodes for the manager’s account(s).
If you are having identity theft issues, or think one of the above services will help you stay safe and organized, just let us know. Bergen IT can help you find what services are best for your situation and make the installations for you. Additionally,  Bergen IT offers computer protection and email safety through our We Protect Plan – packaging together what you need from antivirus, antimalware, email protection, data backup, and more. And if you need someone to just install and/or run any of the above services individually for you instead, Bergen IT can help.

Bergen IT Can Keep You Protected with the "We Protect" Plan

If any of the above is something you want or need, please reach out to us:


Contact Bergen IT: 201-689-1823



Bergen IT is an award-winning, client-centered, comprehensive tech support and strategy company for businesses, professionals, and homeowners. The company services customers in the NJ and New York City metropolitan area, including northern New Jersey (Bergen, Essex, Hudson, Morris, and Passaic, NJ), Manhattan and the Bronx, Rockland and Westchester, NY and can remotely assist clients across the USA.


Bergen IT provides cybersecurity, computer, mobile device, audio, TV, and smart home services.  Our focus is on providing personal attention, reasonable rates and top-notch expertise. We are six-time winners of the Angie’s List Super Service Award and a Best of Bergen Award winner and finalist. For more information, go to: